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What to Do When Your Business Property is Damaged

When a business property gets damaged, it’s important for the owner to use their insurance to cover the costs.

But dealing with the commercial property claims process can be hard. The lawyers at Flores & Pelaez-Prada specialize in helping entrepreneurs and property managers with property damage claims.

Understand Your Insurance Policy

Before something bad happens, it’s important to know what your insurance policy covers. You should learn about the events it protects you against, how much you have to pay before the insurance kicks in (called a deductible), and the limits and exceptions in the policy. This knowledge will help you make smart choices and talk to your insurance company with confidence.

Document and Report the Damage

When something bad happens to your property, take pictures and videos of the damage. Write down what happened and let your insurance company know as soon as possible. By doing this, you’ll have proof of what you lost and show the insurance company what they need to pay for.

Prevent More Damage

You need to do what you can to stop any more damage from happening to your property. This could mean fixing things temporarily or securing your property to keep it safe from theft or damage. Keep track of what you did, like saving receipts or talking to repair people. This will show the insurance company that you took steps to limit the damage and can help you get money back for those costs.

Get Help from Professionals

The commercial property claims process can be hard to understand and deal with. That’s why it’s a good idea to hire our lawyers. We can guide you, explain your rights, and fight for you to get the full amount of money you deserve.

Sometimes insurance companies try to settle claims quickly and for less money than you deserve. Don’t agree to a settlement that is unfair. Talk to the lawyers at Flores & Pelaez-Prada to understand if the offer is right or not, and let us negotiate with the insurance company on your behalf.

We will make sure you get a fair amount of money for your claim.

Call us now at 877-890-6372!